Cashflow Finance supported – Trade Debtor Finance Consultants

Cashflow Finance supported – Trade Debtor Finance Consultants

Cashflow Finance supported - Trade Debtor Finance Consultants
Cashflow Finance supported – Trade Debtor Finance Consultants

What is cash flow finance?

Cashflow Finance supported – Trade Debtor Finance Consultants. Cash flow finance, also known as Debtor Finance.  It is a flexible  funding option helping manufacturers, wholesalers and business services. As a result it  improves cash flow by releasing up to 80% of the cash locked up in outstanding invoices within 48 hours.

For example owners invoice today for completed transactions. Submit that invoice to a factoring lenders and once verified can draw up to 80% of the value immediately. When the debtor pays for their invoice the final 20% less fees will be released to your bank account.

Factoring, Debtor Finance, Invoice Discounting, Cashflow Finance are basically the same product.

As stated there is many names for these facilities. Funding of invoices has been used for hundreds of years. Unfortunately not always used in the best ways. Never the less if these products are used correctly can be the most rewarding finance product in Finance. If you ask your accountant today about these products, you will acknowledge if it suits your business.

Debtor Finance companies use debtor invoices to fund. As this is the most cost effective way. Hence rather than other Finance businesses  lending against other assets such as stock, plant and equipment and property.

As a result debtor finance services can help you take full control of your cash flow and move forward again.

Six Reasons why Cashflow Finance Lenders.

  • Improve cash flow Fund sales growth
  • Release the family home from the business
  • Funding limits automatically grow in line with sales
  • Increase margins by gaining early settlement discounts
  • Protect the bottom line by reducing early settlement discounts
  • Increase business by extending terms with confidence

This is Why you call Trade Debtor Finance Consultants.

Trade Debtor Finance Consultants Pty Ltd  who has over 28 factoring lenders and products to choose from. Our firm Trade Debtor Finance Consultants stands by service and gives you no nonsense answers in regards to each Invoice Discounting product.

Therefore Trade Debtor Finance Consultants will give you answers the lenders forget to mention. In conclusion Trade Debtor Finance Consultants will help you setup and monitor the factoring facility. Rather than have trouble, Trade Debtor Finance Consultants will help you to avoid any teething periods. There is also a Trade Finance option as well. For more information please contact Trade Debtor Finance Consultants today! or 1300 00 8332

Most flexible finance product in business – factoring finance

Grow New Profits With Factoring / Invoice Discounting


Grow New Profits With Factoring / Invoice Discounting

Are you in a stale mate? Are you watching opposition growing? Would you like to find out how? Continue reading “Grow New Profits With Factoring / Invoice Discounting”

Factoring, Debtor Finance, Invoice Discounting, Invoice Funding is a reliable business finance product!

We cant have a money tree, try factoring for cash flow growth with Factoring

All businesses wish they could all have their own money tree. It’s just not that simple.

Debtor Finance, Factoring, Invoice Discounting have all been exploited in the past for all the wrong reasons. Robbing Cash flow to pay behind payments or bad debt experiences has often given businesses and factoring lenders a bad experience . For Example: what happens when the company gets into financial trouble and the costs of the lender add up, or the lender puts their funding on stop for whatever reason. 5/10 businesses in this position say the  factoring lender caused their business to fail.

When it comes to responsibility of bad decisions: Who signed up for the facility, who knew the costs, and who had the previous debt or problem before factoring. The owner did Whether the owner was explained the product and its structures fully, we at Trade Debtor Finance Consultants Pty Ltd (TDFC) will never know. Regardless of that, the owner holds all the cards and often an incorrect decison becomes a fatile error in this cash flow finance product.

If the Finance facility is operated and maintained properly and is correct for your business,  it works.

TDFC has experienced staff to help you monitor the factoring lender and product to avoid any mishaps. They also have a large network of professionals to assist your business with any scenario. TDFC stand by service and if we don’t know we will use those contacts and endeavour to find a solutions for you, to make the correct decision.

Another big statement is: owners say that their cashflow is great, we don’t need to debtor finance.

If you business is in that situation, of course you wouldn’t get a finance product. WRONG. This are the ultimate reasons for Invoice Discounting. Funding your invoices in advance of waitng to be paid, gives you the opportunity to push your business limits. Having the opportunity through Factoring, will give owners the ability to grow faster and strong more rapidly without security. You can place factoring costs in new job quotations . If you have more stock or staff you have the potential of more sales and growth. More growth means more profits and greater buying power.

The main alternative to Invoice Discounting or Factoring is the banks and overdrafts. You can go for that overdraft or line of credit, but in most cases its fixed lending and doesn’t grow when you do. Cheaper yes, but no flexibility can cost you jobs. Also securities of banks, can cost you equipment, and often banks take ownership of your accounts. Anything goes wrong, they put it all on hold. Most businesses are unaware of the security or power a bank has until its too late.

Debtor Finance is often secured by the debtors. It can be disclosed or undisclosed. You can have debtor insurance to help eliminate bad debt. It can be selective, it can be fixed fee, there are so many other versions available.

TDFC explains all the benefits of factoring and Invoice Discounting. TDFC has over 28 lenders and numerous products for you to choose from. With one call TDFC experienced staff members help you find the product and lender to suit your business needs.

For more information please contact TDFC today or visit our website

Invoice Discounting

Big Business uses Invoice Discounting

Invoice Discounting is normally a bank product and not to be mistaken with Factoring.

Invoice Discounting is widely used in more established businesses that have a collection department, or administrative section. These businesses also have no need for a debtor finance lender to collect invoices on their behalf. Most businesses at this level don’t need all invoices debtor Financed and often use it as an overdraft system for purchases of stock or wages.
Invoice Discounting lets you draw up to 90% against your ledger when required. When factoring your invoices, they lend not against individual invoices which sets it apart from factoring. This factoring facility also gives you the ability to predetermine how much you want to draw down out of each ledger limiting interest costs.
Once the debtors pay for invoices, the Debtor Finance lender releases the final 20% less fees the next day into your business account. In most cases Invoice financiers have almost paperless procedures with a very simple on line system.

Banks often make this facility undisclosed / confidential to the debtors. If the accounts are well maintained only the lender and the financier are aware of this product occurring.

If Invoice Discounting is what your business needs for Cashflow finance, then please contact Trade Debtor Finance Consultants Pty Ltd (TDFC). At TDFC our consultants discuss with you, pricing and lenders to suit your business needs. TDFC also offers and obligation free written quote, with up to four options to choose from, at no direct cost to your firm.  To learn more about industries that use factoring, click on the link.
Our website has 10 basic questions to ask lenders should you want to inquire yourself.
We offer advice about Factoring, Debtor Finance, and Trade Debtor Finance.