Cashflow Finance supported – Trade Debtor Finance Consultants

Cashflow Finance supported – Trade Debtor Finance Consultants

Cashflow Finance supported - Trade Debtor Finance Consultants
Cashflow Finance supported – Trade Debtor Finance Consultants

What is cash flow finance?

Cashflow Finance supported – Trade Debtor Finance Consultants. Cash flow finance, also known as Debtor Finance.  It is a flexible  funding option helping manufacturers, wholesalers and business services. As a result it  improves cash flow by releasing up to 80% of the cash locked up in outstanding invoices within 48 hours.

For example owners invoice today for completed transactions. Submit that invoice to a factoring lenders and once verified can draw up to 80% of the value immediately. When the debtor pays for their invoice the final 20% less fees will be released to your bank account.

Factoring, Debtor Finance, Invoice Discounting, Cashflow Finance are basically the same product.

As stated there is many names for these facilities. Funding of invoices has been used for hundreds of years. Unfortunately not always used in the best ways. Never the less if these products are used correctly can be the most rewarding finance product in Finance. If you ask your accountant today about these products, you will acknowledge if it suits your business.

Debtor Finance companies use debtor invoices to fund. As this is the most cost effective way. Hence rather than other Finance businesses  lending against other assets such as stock, plant and equipment and property.

As a result debtor finance services can help you take full control of your cash flow and move forward again.

Six Reasons why Cashflow Finance Lenders.

  • Improve cash flow Fund sales growth
  • Release the family home from the business
  • Funding limits automatically grow in line with sales
  • Increase margins by gaining early settlement discounts
  • Protect the bottom line by reducing early settlement discounts
  • Increase business by extending terms with confidence

This is Why you call Trade Debtor Finance Consultants.

Trade Debtor Finance Consultants Pty Ltd  who has over 28 factoring lenders and products to choose from. Our firm Trade Debtor Finance Consultants stands by service and gives you no nonsense answers in regards to each Invoice Discounting product.

Therefore Trade Debtor Finance Consultants will give you answers the lenders forget to mention. In conclusion Trade Debtor Finance Consultants will help you setup and monitor the factoring facility. Rather than have trouble, Trade Debtor Finance Consultants will help you to avoid any teething periods. There is also a Trade Finance option as well. For more information please contact Trade Debtor Finance Consultants today!

www.tradedebtorfinance.com.au sales@tdfc.com.au or 1300 00 8332

Most flexible finance product in business – factoring finance

Factoring, Debtor Finance, Invoice Discounting Consultants in Australia.

Best family owned Factoring, Debtor Finance, Invoice Discounting consultants in Australia.

Why Debtor Finance works.

Accountants, brokers, business coaches are never sure if a debtor finance product will work or not for your business. As a result they state it’s too expensive. Others say it’s simple, put your invoices in and get paid up to 80% of their value with 48 hours. The final 20% less fees is paid when your debtor pays for the invoice. there are two alternatives to poor cash flow. One is going broke waiting for debtors to pay. 2nd is demand for faster payment, hoping you don’t loose the contracts.

Important questions for businesses.

1. Will factoring finance facilities really send your firm broke?

2. Are factoring products too expensive, or can you really afford it?

3. Will it help your business grow with minimal security?

4. Is there more than one recommended factoring lender out there for you to choose from?

Factoring, Debtor Finance, Invoice Discounting Consultants in Australia.
Factoring, Debtor Finance, Invoice Discounting Consultants in Australia.

People who don’t know about this products should say nothing and leave it to the experts.

Therefore with over 10 years’ experience, and started up our own business with nothing, giving advice about these products only, we should know.

There are over 26 recommended lenders Australia wide with a wide range of facilities and products. Our job is to understand most of them and let clients know, their positives and negatives in one call.

Pricing is determined on the lender itself. Larger lenders have greater borrowing capacities, other than private smaller lenders. With this in mind facilities are different. Smaller lenders have much more to lose, and are very hands on in checking invoices etc.. This makes their facilities more expensive. Larger lenders have larger more sophisticated clients, and there is less admin involved, making facilities cheaper.

Consequently contracts and securities are determined by the size of the client and strength of the debtors.

In conclusion, why guess what is for you. Trade Debtor Finance Consultants Pty Ltd has no direct upfront cost, and we offer our findings in a written quote. One call and you can have up to 4 options to choose from. These options will be the best solutions we put forward to suit your firm. There is no obligation, so google and interview others if you feel the need too.

Trade Debtor Finance Consultants Pty Ltd are so confident of our introduction’s. Hence if you proceed with any of our lenders we will give you support for the life of the loan again at no charge to your firm. You can find us www.tradedebtorfinance.com.au or email sales@tdfc.com.au or contact our friendly staff 1300 00 8332.

In conclusion Trade Debtor Finance Consultants is a family owned business that strives to be the best in this field for you.

Which Debtor Finance Lender Suits Your Business

Invoice Discounting- Financial Services

 

Factoring unsecured alternative 2 Overdrafts or Line of Credit facilities.

Partnership Factoring.
One of the many products TDFC (Trade Debtor Finance Consultants) explain with no nonsense answers. Others include Invoice Discounting, Factoring, Debtor Finance, Trade Debtor Finance, Single Invoice Factoring, and Business Finance.

Factoring unsecured alternative to Overdrafts or Line of Credit facilities.

Get your money flowing with Factoring. No lengthy delays in approval. Another reason is there is no real estate security require in most cases. Debtor Finance facilities are as flexible as you desire and facilities grow when you grow your business.

Partnership Factoring:

  • Do you run a business?(even brand new)
  • Are you want a finance product that doesn’t involve your house or other assets?
  • Would you want to maintain collections?

All you want is access some of your outstanding invoices ahead of payment when you need it, and your debtors searched to avoid risk.

Factoring unsecured
Factoring unsecured

Well Partnership Factoring is your ideal product. It is an overdraft secured against your debtors.

Tell me more about Factoring.

Simple criteria. Are you turning over $20 000.00 a month. Do you have 3 or more debtors. Do they pay you more than 14 days. If yes is your answers then you have the ability to to factor your invoices. Increase cashflow to buy more stock, to pay wages or fuel, or just pay bills ahead of time and receive a discount.

Five steps to Cashflow Finance.

  1. Therefore once a facility is approved send in your completed unpaid invoices.
  2. Lenders will verify that these invoices are completed and correct ascertaining a payment date.
  3. You will be given an approval percentage to draw down. Most of all you can draw up to 80% of each invoice almost instantly.
  4. Due to constant invoices, you can draw down funds as many times as you need. All you have to worry about is making sure payments are made on time each month to the lender.
  5. In conclusion once payments for invoices by debtors are made. Full amounts are placed against you loan amount. Hence its just like an overdraft. Fees are invoiced monthly.

Rather if you don’t want to offer all your debtors, maybe ask about Single Invoice Factoring.

Line of credit funding with Factoring Lenders.

This involves you placing all your invoices for factoring. However lenders will approve a set limit to be borrowed. For example if you invoice 50k a month. Your line of credit facility could be 25k. These facilities can be set up in a day or two. Not always the cheapest option. But they can be selective and very flexible in use.

Call TDFC Consultants Today to find out more.

In addition for some no nonsense answers in relation to products and lenders. Please log on to our website www.tradedebtorfinance.com.au.   Furthermore you can email sales@tdfc.com.au or phone 1300 00 8332

TDFC also explains Factoring, Invoice Discounting, Trade Finance, Debtor Finance, Business Finance, and Cashflow Finance.

How Debtor Finance Can Help New Businesses

Grow New Profits With Factoring / Invoice Discounting

GET YOUR PROFITS GOING IN THE RIGHT DIRECTION: Call TDFC today.

Grow New Profits With Factoring / Invoice Discounting

Are you in a stale mate? Are you watching opposition growing? Would you like to find out how? Continue reading “Grow New Profits With Factoring / Invoice Discounting”

What are the best Business finance products?

The most common business finance product is and overdraft.

The most common business finance product is an overdraft. Often secured by the directors and unless the business is in top shape, secured by assets as well. It is the cheapest and most used funding for a business. However, it is a not the most flexible. If a business grows, then the bank overdraft takes time to do the same. Often frustration from clients as it clearly doesn’t grow with them.

Line of credit offsets against business assets. Very good on pricing and easily controlled by the client. Big risks if the business decision goes bad as it affects assets. Again it hasn’t got the flexibility in most cases, as you only have credit to the value of the assets on offer.

Alternative Finance Product for Business Owners.

Factoring of invoices. Funding is reasonable in most cases on pricing. Cost of funding is off your profit margin, so you have to have plans in place to make this worthwhile. Not a good idea to factor to just get in front on some bills. Factoring is very flexible and will grow with your business plans, as your invoicing grows. Important to remember as you grow, you facility grows, you actually pay less for funds the bigger you are, but the lender wins either way.

What are the best Business finance products?
What are the best Business finance products?

Loans. Not widely used as its limited and the cost of funds is high. Business owners need to have plans to get such funding, so the others above will get better results. However if you don’t have invoices, and  looking to buy stock its still a good way of doing business.

Small Business needs help with cash flow – Factoring the Key

Small Business needs help with cash flow – Factoring the Key.

Not all businesses suit Cashflow finance or Factoring. Profit margins are just too tight to give away to a finance company.

Small Business needs help with cash flow - Factoring the Key
Small Business needs help with cash flow – Factoring the Key

Never the less most of the time, margins are tight, due to the lack of stock or cash flow in the business to achieve the growth goals needed to turnover products and make more money.

Some industries shouldn’t use debtor finance or factoring, however, with out cash flow they simply cant pay their fuel, wages, or other bills in the time frame. With out cash flow, the life blood of any business would dry up and cease.

Often this factoring options are used a method of last resort. One common question I ask is, “why didn’t you come to me sooner”. Debtor Finance is a very effective finance product for growth. It can also be used to finance business purchases, take overs, and capital raising.

Continue reading “Small Business needs help with cash flow – Factoring the Key”

Debtor Finance Gives Businesses Owners access to Cash Flow

Debtor Finance Gives Businesses Owners access to Cash Flow

Today more businesses are finding that their debtors are taking over 45 days to get paid. Without a steady source of cash flow coming into the business, owners have been forced to eat into cash reserves of the company.

The banking industry has the overdraft facility for Businesses to access, however, banking  has tightened up their lending guidelines. Banks are starting to add real estate security to overdrafts or assets of the company to the same value. You have options.

Factoring, Debtor Finance, Invoice Discounting normally doesn’t require such security. Your debtors are the strength in a Debtor Finance facility. Some Factoring facilities have debtor insurance attached in a facility, helping eliminate the chance of bad debt.

Continue reading “Debtor Finance Gives Businesses Owners access to Cash Flow”

Trade Debtor Finance does more than Factoring Consultancy!

Trade Debtor Finance does more than Factoring Consultancy!

For over 10 years our family owned business has dealt with the explanation of Factoring, Debtor Finance, and Invoice Discounting. Trade Debtor Finance Consultants has had consultants help every form of business achieve knowledge about this product to see if its worth doing or not. As a business, our aim is to help owners understand the fundamentals0 of these Factoring products. Continue reading “Trade Debtor Finance does more than Factoring Consultancy!”